Here's how it works:
Sign up for a PayPal account.
Choose a way to pay. During sign up, you can link your bank account, debit card, or credit card to your PayPal account. You can also add money directly to your PayPal account. Your financial information is stored securely with PayPal and never shared with sellers.
PayPal keeps you secure
PayPal uses industry-leading technology to keep your information secure.
When you send a payment, the recipient doesn't see your financial information, like your credit card or bank account numbers. You're also 100% protected against unauthorized payments sent from your PayPal account.
Ways to pay
You can pay with your PayPal balance, your bank account, or a debit or credit card linked to your account. You can link your bank or card when you sign up for your account or when you're ready to make your first purchase.
When you make a payment or send money, PayPal first uses your PayPal balance to cover the payment. If your PayPal balance doesn't cover the amount, we'll use the bank account, credit card, or debit card you have linked to your account.
PayPal is the faster, safer way to pay and get paid online. With PayPal, you can send money online without sharing your financial information. You can pay using your PayPal account balance, bank account, debit and credit card, or PayPal credit.